Provider profileLast checked 8 November 2026
PostFinance business account
A Swiss bank business account in CHF for companies, sole proprietors, associations and foundations based in Switzerland.
- Cheapest plan
- CHF 5 a month
- Available in
- Switzerland
- Your money
- Bank · esisuisse cover
What it is
A business account from PostFinance Ltd, a Swiss bank.
How your money is protected
Swiss depositor protection, run by esisuisse, covers up to CHF 100,000 per customer, with all accounts at the same bank added together.
Our e-money vs bank account guide explains what this means if a provider fails.
Who can open one
Sole proprietorships, self-employed people, startups, SMEs, limited companies (GmbH and AG), associations and foundations based in Switzerland that mainly make payments in CHF.
Headline fees
| Fee | Detail |
|---|---|
| Account management | CHF 5 a month, for up to 60,000 Swiss transactions a year |
| Extra accounts | CHF 5 a month per CHF or EUR account, CHF 2 per other foreign-currency account |
| Customers domiciled abroad | Extra CHF 25 per account a month |
| Startup package | Two years' free account management and no company credit card fee in the first year, for companies founded in the past two years |
Limits worth knowing
- We checked the CHF business account page only. Card and international payment fees are in PostFinance's price list.
How it compares
See all the accounts we've researched.
Our pick for card spendIncard: 1% cashback on ads, software and travel, on a £0 plan
Our pick for UK and Swiss businesses whose main costs go on cards, as long as you don't need bank deposit protection.
Work out your cashbackCheck eligibility
We may earn a commission if you apply.
- a month on the Free plan, with team cards
- £0
- cashback on ads, software and travel; 0.5% on other eligible spend
- 1%
- IBANs in three currencies
- GBP, EUR, USD
Check PostFinance business account's current terms
Fees and eligibility can change. Confirm them on the provider's own site before you apply.
Sources
All checked on 8 November 2026. Where a provider's help centre or legal terms differ from its marketing pages, we follow the help centre and terms.