Provider profileLast checked 8 November 2026
Airwallex
A multi-currency business account with company cards, bill pay and online payment acceptance, aimed at businesses that trade internationally.
- Cheapest plan
- Explore: £0 if you deposit or hold at least £10,000 a month, otherwise £19 (excluding VAT)
- Available in
- UK, Switzerland and other countries
- Your money
- E-money · safeguarded, no FSCS
What it is
Airwallex (UK) Ltd is an FCA-authorised e-money institution (FRN 900876).
How your money is protected
Airwallex says funds are safeguarded in line with local regulations. The FSCS says it can't protect money held with e-money firms.
Our e-money vs bank account guide explains what this means if a provider fails.
Who can open one
Businesses registered in a supported country, including the UK and Switzerland (Swiss businesses are onboarded by its Netherlands entity). Companies must be fully incorporated and active. Sole traders are accepted in some locations, including the UK. Industry restrictions apply.
Headline fees
| Fee | Detail |
|---|---|
| Plans (monthly, excluding VAT) | Explore £0 or £19, Grow £49, Accelerate custom, per legal entity |
| FX conversions | 0.5% above interbank for major currencies, 1% for others |
| Domestic transfers in EUR, GBP and CHF | Free |
| SWIFT transfers | £10 to £20 per transfer (SHA and OUR) |
| Company cards included | 10 on Explore, 50 on Grow |
| Spend users | 5 free, then £5 (Explore) or £12 (Grow) per extra active user a month |
| Online card acceptance | 1.30% + £0.20 for UK cards, 2.40% + £0.20 for EEA cards |
Limits worth knowing
- Approval isn't guaranteed even if you meet the published requirements.
How it compares
See all the accounts we've researched.
Our pick for card spendIncard: 1% cashback on ads, software and travel, on a £0 plan
Our pick for UK and Swiss businesses whose main costs go on cards, as long as you don't need bank deposit protection.
Work out your cashbackCheck eligibility
We may earn a commission if you apply.
- a month on the Free plan, with team cards
- £0
- cashback on ads, software and travel; 0.5% on other eligible spend
- 1%
- IBANs in three currencies
- GBP, EUR, USD
Check Airwallex's current terms
Fees and eligibility can change. Confirm them on the provider's own site before you apply.
Sources
All checked on 8 November 2026. Where a provider's help centre or legal terms differ from its marketing pages, we follow the help centre and terms.